Home Loan EMI Calculator

Plan your finances instantly

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Monthly EMI
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Total Interest
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Total Amount
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Accurate Calculation

Get precise EMI results instantly based on your inputs and latest interest rates.

Visual Breakdown

Understand your principal vs interest distribution clearly with our dynamic charts.

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Frequently Asked Questions

EMI stands for Equated Monthly Installment. It is the fixed monthly amount you pay to repay your home loan. It consists of two parts: the principal amount and the interest on the loan.

A longer tenure (e.g., 30 years) reduces your monthly EMI but increases the total interest you pay over time. A shorter tenure increases the EMI but saves you money on interest.

Banks typically offer a loan amount where the EMI does not exceed 40% to 50% of your monthly take-home salary. Your credit score and existing debts also play a major role.